A Nonprofit Community Service Organization

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Frequently Asked Questions:

How can MMI help me?

  • Create a personal action plan
  • Manage your finances
  • Reduce your spending
  • Get your life back on track

Is there a cost to participate in a counseling session?

No, credit counseling is free. No gimmicks. No pressure to buy something. Absolutely free. If you choose to enroll in the Debt Management Plan (DMP), there may be a one time set up fee in addition to monthly fees for the cost of administering the plan.

How long does a typical counseling session last?

Your financial situation is unique, so your counseling session is tailored to meet your needs. A full credit and budget counseling session typically lasts 45-60 minutes. Our counselors are available 24 hours a day, 7 days a week to answer your questions.

Are your services confidential?

Yes. Confidentiality is one of the fundamental benefits of our counseling services. Your participation in a counseling session is not reported to anyone- including the credit reporting agencies. If you choose to establish a Debt Management Plan the counselor will request your permission to negotiate with your creditors on your behalf.

What other services do you offer?

  • Debt Management Assistance
  • Foreclosure Prevention Counseling
  • Reverse Mortgage Counseling
  • Bankruptcy Counseling
  • Bankruptcy Education